PRIVACY POLICY
(POPIA Compliant – South Africa)
Last updated: 23 November 2025
MY OWN FINANCE (“we”, “us”, or “our”) is committed to protecting your privacy and the confidentiality of your personal information.
This Privacy Policy explains how we collect, use, store, share, and protect your information when you use our website, apply for finance, or communicate with us.
By using our services or submitting your information,
you consent to the practices outlined in this policy.
1. INFORMATION WE COLLECT
We collect personal information necessary to provide our vehicle finance services, including:
1.1 Personal Identification
Full name
ID number
Date of birth
Contact details
1.2 Financial Information
Income and expenses
Bank statements
Payslips
Employment details
1.3 Vehicle Information
Vehicle details for purchases, refinances or balloon settlements
Seller or dealership information
Settlement letters
1.4 Technical Information
IP address
Device information
Website analytics data
2. HOW WE USE YOUR INFORMATION
We use your information to:
Assess your eligibility for vehicle finance
Perform pre-qualification checks
Submit formal finance applications
Communicate with you throughout the process
Compare bank offers and negotiate finance structures
Prevent fraud and verify identity (FICA)
Improve our services and customer experience
We do not sell or share your information for marketing by any third party.
3. LEGAL BASIS FOR PROCESSING (POPIA)
We use your information to:
Your Consent (when submitting any form)
Legitimate Interest (finance assessment)
Legal Obligation (FICA, FAIS, credit checks)
Contractual Necessity (when signing finance documents)
4. HOW WE STORE & PROTECT YOUR INFORMATION
Your data is:
Your Consent (when submitting any form)
Legitimate Interest (finance assessment)
Legal Obligation (FICA, FAIS, credit checks)
Contractual Necessity (when signing finance documents)
5. SHARING YOUR INFORMATION
We only share your information with trusted third parties that enable us to provide our services:
Banks & finance institutions
Insurance partners (if requested)
Credit bureaus (formal applications only)
Compliance & verification partners
Technology service providers (secure CRM systems)
We never sell your personal information.
6. YOUR RIGHTS (POPIA)
You may:
Request access to your information
Request correction or deletion
Withdraw consent
Object to processing
Lodge a complaint with the Information Regulator:
Email: [email protected]
7. COOKIES & TRACKING
We use cookies to improve your browsing experience and analyse website performance.
You can disable cookies in your browser settings.
8. CHILDREN’S PRIVACY
We do not knowingly collect information from persons under 18.
9. CHANGES TO THIS POLICY
We may update this policy from time to time. Please check this page periodically.
10. CONTACT US
For any privacy-related questions:
Email: [email protected]
Phone: 071 689 0110
Address: 14 Sekelbos St, Rangeview Ext 4
Follow Us
Follow Us
Your Independent Vehicle Finance Specialist
Our Services
Get Help
© MY OWN FINANCE — All Rights Reserved | Smarter Finance. Better Deals. Real Support.
Privacy Policy | Terms of Service | Cookie Notice - Powered by CMA
Disclaimer: MY OWN FINANCE is an independent vehicle finance facilitator. We are not a bank or credit provider. All finance approvals, interest rates, instalments and terms are subject to the credit assessment policies of South African banks and authorised finance partners. Calculators and website tools provide estimates only and do not constitute financial advice or a final offer.
POPIA Notice: By using this website or submitting any form, you consent to the secure processing of your personal information as outlined in our Privacy Policy. Your data is encrypted, confidential, and will never be sold or misused.
Terms: All services are provided in accordance with our Terms of Service, including the use of third-party banks, credit bureaus and compliance partners.
Regulatory Compliance: Our processes follow FAIS, FICA, and South African consumer finance guidelines. Final loan terms and approvals remain at the discretion of authorised financial institutions.