Dealerships often earn commissions from their finance partners, meaning their offer may not be the best for you. We work independently with all major banks to secure the lowest interest rate, best deal, and most affordable structure — with no hidden agendas.

Absolutely. Simply choose your vehicle, and we will negotiate the best possible finance deal on your behalf. In many cases, we can secure better pricing and lower instalments than the dealership.

Yes! We guide you through a secure, verified process to reduce the risks of buying privately. We help verify the vehicle, check ownership and finance status, and protect you from hidden problems.

A balloon payment is a lump sum owed at the end of your finance term. When it becomes due, we can help you refinance, restructure, or settle it — giving you several options to avoid financial pressure.

Yes. Refinancing can lower your monthly instalment, reduce your interest rate, or give you access to cash. We help you restructure your loan to make it more affordable without losing your car.

Pre-approvals are usually quick. Once we receive your application and documents, we process your request and present your options — often within 24–48 hours.

No. Completing our application is completely free, and you only proceed once you’re happy with the options we provide.